Premiership 2020-2021 — Over/Under 1.5 Bankroll Tracker
Over 1.5: -2.6% ROIUnder 1.5: -4.7% ROI
| in | Date | Teams | HT | FT | O 1.5 HT | U 1.5 HT |
|---|---|---|---|---|---|---|
| 198 | 21 Mar | CelticvsRangers | 1:1 | 1:1 | 3.31 | 1.35 |
| 197 | 20 Mar | HamiltonvsSt. Mirren | 0:1 | 1:1 | 3.68 | 1.27 |
| 196 | 20 Mar | KilmarnockvsMotherwell | 1:1 | 4:1 | 3.27 | 1.35 |
| 195 | 20 Mar | LivingstonvsHibernian | 1:1 | 1:1 | 3.57 | 1.29 |
| 194 | 20 Mar | St JohnstonevsRoss County | 0:0 | 1:0 | 3.39 | 1.32 |
| 193 | 20 Mar | Dundee UtdvsAberdeen | 0:0 | 1:0 | 3.59 | 1.28 |
| 192 | 13 Mar | Ross CountyvsHibernian | 0:0 | 1:2 | 3.16 | 1.38 |
| 191 | 13 Mar | LivingstonvsHamilton | 2:1 | 2:1 | 3.50 | 1.32 |
| 190 | 07 Mar | Dundee UtdvsCeltic | 0:0 | 0:0 | 2.47 | 1.56 |
| 189 | 06 Mar | MotherwellvsLivingston | 1:0 | 3:1 | 3.64 | 1.29 |
| 188 | 06 Mar | RangersvsSt. Mirren | 2:0 | 3:0 | 2.82 | 1.44 |
| 187 | 06 Mar | Ross CountyvsKilmarnock | 1:1 | 3:2 | 3.36 | 1.34 |
| 186 | 06 Mar | St JohnstonevsHibernian | 1:0 | 1:0 | 3.60 | 1.28 |
| 185 | 06 Mar | AberdeenvsHamilton | 0:0 | 0:0 | 3.40 | 1.32 |
| 184 | 03 Mar | HamiltonvsSt Johnstone | 1:0 | 1:1 | 3.35 | 1.34 |
| 183 | 03 Mar | LivingstonvsRangers | 0:0 | 0:1 | 3.24 | 1.36 |
| 182 | 27 Feb | HibernianvsMotherwell | 0:1 | 0:2 | 3.12 | 1.38 |
| 181 | 27 Feb | KilmarnockvsDundee Utd | 0:1 | 1:1 | 3.31 | 1.35 |
| 180 | 27 Feb | St. MirrenvsRoss County | 0:0 | 1:0 | 3.23 | 1.34 |
| 179 | 27 Feb | CelticvsAberdeen | 1:0 | 1:0 | 3.19 | 1.37 |
| 178 | 24 Feb | St. MirrenvsMotherwell | 0:0 | 0:0 | 3.36 | 1.32 |
| 177 | 21 Feb | Ross CountyvsCeltic | 0:0 | 1:0 | 2.19 | 1.69 |
| 176 | 21 Feb | RangersvsDundee Utd | 2:0 | 4:1 | 2.32 | 1.62 |
| 175 | 20 Feb | AberdeenvsKilmarnock | 1:0 | 1:0 | 3.41 | 1.32 |
| 174 | 20 Feb | MotherwellvsSt Johnstone | 0:2 | 0:3 | 3.34 | 1.34 |
| 173 | 20 Feb | St. MirrenvsLivingston | 1:1 | 1:1 | 3.85 | 1.25 |
| 172 | 20 Feb | HibernianvsHamilton | 1:0 | 2:0 | 2.81 | 1.44 |
| 171 | 17 Feb | St. MirrenvsHamilton | 0:0 | 1:1 | 3.38 | 1.33 |
| 170 | 17 Feb | CelticvsAberdeen | 1:0 | 1:0 | 3.02 | 1.40 |
| 169 | 14 Feb | St JohnstonevsCeltic | 0:0 | 1:2 | 3.05 | 1.39 |
| 168 | 13 Feb | Dundee UtdvsLivingston | 2:0 | 3:0 | 3.54 | 1.30 |
| 167 | 13 Feb | MotherwellvsHamilton | 0:3 | 1:4 | 3.06 | 1.39 |
| 166 | 13 Feb | RangersvsKilmarnock | 1:0 | 1:0 | 2.44 | 1.57 |
| 165 | 13 Feb | AberdeenvsSt. Mirren | 0:0 | 0:0 | 3.63 | 1.29 |
| 164 | 10 Feb | St. MirrenvsCeltic | 0:1 | 0:4 | 2.66 | 1.49 |
| 163 | 10 Feb | KilmarnockvsMotherwell | 0:0 | 0:1 | 3.10 | 1.38 |
| 162 | 07 Feb | HamiltonvsRangers | 0:0 | 1:1 | 2.09 | 1.74 |
| 161 | 06 Feb | HibernianvsAberdeen | 1:0 | 2:0 | 3.39 | 1.32 |
| 160 | 06 Feb | LivingstonvsSt Johnstone | 0:1 | 1:2 | 3.92 | 1.24 |
| 159 | 06 Feb | Ross CountyvsDundee Utd | 0:0 | 0:2 | 3.05 | 1.39 |
| 158 | 06 Feb | St. MirrenvsKilmarnock | 1:0 | 2:0 | 3.29 | 1.35 |
| 157 | 06 Feb | CelticvsMotherwell | 1:0 | 2:1 | 2.25 | 1.65 |
| 156 | 03 Feb | RangersvsSt Johnstone | 0:0 | 1:0 | 2.78 | 1.45 |
| 155 | 03 Feb | MotherwellvsDundee Utd | 2:0 | 2:1 | 3.04 | 1.39 |
| 154 | 03 Feb | HamiltonvsRoss County | 1:0 | 1:2 | 3.13 | 1.37 |
| 153 | 02 Feb | KilmarnockvsCeltic | 0:1 | 0:4 | 2.44 | 1.57 |
| 152 | 02 Feb | AberdeenvsLivingston | 0:2 | 0:2 | 3.97 | 1.23 |
| 151 | 02 Feb | St. MirrenvsHibernian | 0:0 | 1:2 | 3.34 | 1.33 |
| 150 | 30 Jan | Dundee UtdvsHibernian | 0:1 | 0:2 | 2.99 | 1.40 |
| 149 | 30 Jan | LivingstonvsAberdeen | 0:0 | 0:0 | 3.76 | 1.26 |
| 148 | 30 Jan | CelticvsSt. Mirren | 1:2 | 1:2 | 2.47 | 1.55 |
| 147 | 30 Jan | KilmarnockvsSt Johnstone | 2:0 | 2:3 | 3.47 | 1.30 |
| 146 | 27 Jan | HibernianvsRangers | 0:0 | 0:1 | 2.61 | 1.51 |
| 145 | 27 Jan | CelticvsHamilton | 1:0 | 2:0 | 1.96 | 1.86 |
| 144 | 27 Jan | LivingstonvsKilmarnock | 0:0 | 2:0 | 3.51 | 1.29 |
| 143 | 27 Jan | Ross CountyvsMotherwell | 1:0 | 1:2 | 3.17 | 1.37 |
| 142 | 27 Jan | St JohnstonevsAberdeen | 0:0 | 0:0 | 3.88 | 1.25 |
| 141 | 27 Jan | Dundee UtdvsSt. Mirren | 0:3 | 1:5 | 3.30 | 1.33 |
| 140 | 23 Jan | AberdeenvsMotherwell | 1:0 | 2:0 | 3.26 | 1.35 |
| 139 | 23 Jan | RangersvsRoss County | 3:0 | 5:0 | 2.06 | 1.78 |
| 138 | 20 Jan | LivingstonvsCeltic | 1:2 | 2:2 | 2.99 | 1.41 |
| 137 | 17 Jan | MotherwellvsRangers | 1:0 | 1:1 | 2.43 | 1.56 |
| 136 | 16 Jan | CelticvsLivingston | 0:0 | 0:0 | 2.95 | 1.41 |
| 135 | 16 Jan | HibernianvsKilmarnock | 0:0 | 2:0 | 3.07 | 1.38 |
| 134 | 16 Jan | Ross CountyvsAberdeen | 2:1 | 4:1 | 3.40 | 1.32 |
| 133 | 16 Jan | St JohnstonevsSt. Mirren | 0:0 | 1:0 | 3.88 | 1.25 |
| 132 | 16 Jan | HamiltonvsDundee Utd | 0:0 | 0:0 | 3.24 | 1.35 |
| 131 | 12 Jan | Dundee UtdvsSt Johnstone | 1:2 | 2:2 | 3.64 | 1.27 |
| 130 | 11 Jan | CelticvsHibernian | 0:0 | 1:1 | 2.68 | 1.48 |
| 129 | 10 Jan | AberdeenvsRangers | 0:1 | 1:2 | 2.87 | 1.43 |
| 128 | 10 Jan | LivingstonvsRoss County | 1:1 | 3:1 | 3.33 | 1.32 |
| 127 | 09 Jan | KilmarnockvsHamilton | 1:0 | 2:0 | 2.81 | 1.45 |
| 126 | 09 Jan | St. MirrenvsMotherwell | 0:1 | 1:1 | 3.29 | 1.34 |
| 125 | 02 Jan | AberdeenvsDundee Utd | 0:0 | 0:0 | 3.26 | 1.36 |
| 124 | 02 Jan | HamiltonvsMotherwell | 1:0 | 3:0 | 2.82 | 1.44 |
| 123 | 02 Jan | KilmarnockvsSt. Mirren | 1:0 | 1:1 | 3.44 | 1.30 |
| 122 | 02 Jan | Ross CountyvsSt Johnstone | 1:1 | 1:1 | 3.51 | 1.29 |
| 121 | 02 Jan | HibernianvsLivingston | 0:2 | 0:3 | 3.38 | 1.33 |
| 120 | 02 Jan | RangersvsCeltic | 0:0 | 1:0 | 2.81 | 1.44 |
| 119 | 30 Dec | MotherwellvsKilmarnock | 0:1 | 0:2 | 3.31 | 1.35 |
| 118 | 30 Dec | HibernianvsRoss County | 0:1 | 0:2 | 2.73 | 1.47 |
| 117 | 30 Dec | St JohnstonevsHamilton | 0:0 | 0:0 | 2.87 | 1.43 |
| 116 | 30 Dec | St. MirrenvsRangers | 0:2 | 0:2 | 2.54 | 1.53 |
| 115 | 30 Dec | CelticvsDundee Utd | 2:0 | 3:0 | 2.18 | 1.69 |
| 114 | 26 Dec | AberdeenvsSt Johnstone | 1:1 | 2:1 | 3.72 | 1.27 |
| 113 | 26 Dec | Dundee UtdvsMotherwell | 0:1 | 1:1 | 3.29 | 1.35 |
| 112 | 26 Dec | HamiltonvsCeltic | 0:0 | 0:3 | 1.92 | 1.92 |
| 111 | 26 Dec | KilmarnockvsLivingston | 0:0 | 1:2 | 3.47 | 1.30 |
| 110 | 26 Dec | Ross CountyvsSt. Mirren | 0:0 | 0:2 | 3.44 | 1.30 |
| 109 | 26 Dec | RangersvsHibernian | 1:0 | 1:0 | 2.25 | 1.65 |
| 108 | 23 Dec | Dundee UtdvsKilmarnock | 2:0 | 2:0 | 3.42 | 1.30 |
| 107 | 23 Dec | MotherwellvsAberdeen | 0:0 | 0:0 | 3.33 | 1.32 |
| 106 | 23 Dec | HibernianvsSt. Mirren | 1:0 | 1:0 | 3.08 | 1.39 |
| 105 | 23 Dec | CelticvsRoss County | 1:0 | 2:0 | 2.11 | 1.73 |
| 104 | 23 Dec | St JohnstonevsRangers | 0:2 | 0:3 | 2.64 | 1.50 |
| 103 | 23 Dec | HamiltonvsLivingston | 0:0 | 0:2 | 3.07 | 1.37 |
| 102 | 20 Dec | KilmarnockvsAberdeen | 0:0 | 0:2 | 3.36 | 1.32 |
| 101 | 19 Dec | St. MirrenvsSt Johnstone | 1:2 | 3:2 | 3.76 | 1.26 |
| 100 | 19 Dec | RangersvsMotherwell | 0:1 | 3:1 | 2.28 | 1.63 |
| 99 | 19 Dec | HibernianvsDundee Utd | 1:0 | 1:1 | 2.95 | 1.41 |
| 98 | 19 Dec | Ross CountyvsHamilton | 0:1 | 0:2 | 2.89 | 1.42 |
| 97 | 13 Dec | CelticvsKilmarnock | 0:0 | 2:0 | 2.31 | 1.60 |
| 96 | 13 Dec | Dundee UtdvsRangers | 1:2 | 1:2 | 2.27 | 1.63 |
| 95 | 12 Dec | HamiltonvsHibernian | 0:2 | 0:4 | 2.52 | 1.53 |
| 94 | 12 Dec | MotherwellvsSt. Mirren | 0:1 | 0:1 | 3.37 | 1.33 |
| 93 | 12 Dec | St JohnstonevsLivingston | 0:0 | 1:2 | 3.97 | 1.23 |
| 92 | 12 Dec | AberdeenvsRoss County | 1:0 | 2:0 | 3.28 | 1.34 |
| 91 | 06 Dec | CelticvsSt Johnstone | 0:0 | 1:1 | 2.61 | 1.49 |
| 90 | 06 Dec | Ross CountyvsRangers | 0:1 | 0:4 | 2.08 | 1.75 |
| 89 | 05 Dec | HamiltonvsKilmarnock | 0:0 | 1:0 | 2.89 | 1.41 |
| 88 | 05 Dec | MotherwellvsHibernian | 0:0 | 0:3 | 3.03 | 1.39 |
| 87 | 05 Dec | St. MirrenvsAberdeen | 1:1 | 1:1 | 3.51 | 1.29 |
| 86 | 05 Dec | LivingstonvsDundee Utd | 0:0 | 2:0 | 3.36 | 1.32 |
| 85 | 25 Nov | HamiltonvsAberdeen | 0:1 | 1:1 | 2.92 | 1.41 |
| 84 | 24 Nov | HibernianvsSt Johnstone | 1:1 | 2:2 | 3.52 | 1.30 |
| 83 | 22 Nov | RangersvsAberdeen | 2:0 | 4:0 | 2.65 | 1.50 |
| 82 | 21 Nov | St JohnstonevsMotherwell | 1:1 | 1:1 | 3.44 | 1.31 |
| 81 | 21 Nov | Dundee UtdvsHamilton | 0:0 | 2:1 | 3.12 | 1.38 |
| 80 | 21 Nov | HibernianvsCeltic | 0:0 | 2:2 | 2.51 | 1.55 |
| 79 | 21 Nov | KilmarnockvsRoss County | 1:1 | 3:1 | 3.13 | 1.38 |
| 78 | 21 Nov | LivingstonvsSt. Mirren | 0:0 | 0:1 | 3.32 | 1.33 |
| 77 | 08 Nov | RangersvsHamilton | 4:0 | 8:0 | 1.77 | 2.06 |
| 76 | 08 Nov | MotherwellvsCeltic | 0:2 | 1:4 | 2.38 | 1.61 |
| 75 | 06 Nov | AberdeenvsHibernian | 2:0 | 2:0 | 3.28 | 1.36 |
| 74 | 06 Nov | Ross CountyvsLivingston | 1:0 | 1:1 | 3.15 | 1.38 |
| 73 | 06 Nov | St. MirrenvsDundee Utd | 0:0 | 0:0 | 3.28 | 1.36 |
| 72 | 06 Nov | St JohnstonevsKilmarnock | 0:0 | 1:0 | 3.84 | 1.26 |
| 71 | 01 Nov | KilmarnockvsRangers | 0:1 | 0:1 | 2.48 | 1.56 |
| 70 | 31 Oct | LivingstonvsMotherwell | 0:2 | 0:2 | 3.16 | 1.38 |
| 69 | 31 Oct | Dundee UtdvsRoss County | 1:0 | 2:1 | 3.17 | 1.38 |
| 68 | 25 Oct | RangersvsLivingston | 2:0 | 2:0 | 2.51 | 1.55 |
| 67 | 25 Oct | AberdeenvsCeltic | 1:0 | 3:3 | 3.09 | 1.39 |
| 66 | 24 Oct | KilmarnockvsHibernian | 0:1 | 0:1 | 3.00 | 1.39 |
| 65 | 24 Oct | St JohnstonevsDundee Utd | 0:0 | 0:0 | 3.26 | 1.34 |
| 64 | 24 Oct | MotherwellvsRoss County | 1:0 | 4:0 | 2.88 | 1.44 |
| 63 | 20 Oct | AberdeenvsHamilton | 4:1 | 4:2 | 2.83 | 1.45 |
| 62 | 17 Oct | Dundee UtdvsAberdeen | 0:0 | 0:0 | 3.20 | 1.35 |
| 61 | 17 Oct | HamiltonvsSt Johnstone | 2:3 | 3:5 | 3.34 | 1.35 |
| 60 | 17 Oct | LivingstonvsKilmarnock | 1:2 | 1:3 | 3.19 | 1.37 |
| 59 | 17 Oct | Ross CountyvsHibernian | 0:0 | 0:0 | 2.68 | 1.50 |
| 58 | 17 Oct | CelticvsRangers | 0:1 | 0:2 | 3.14 | 1.38 |
| 57 | 04 Oct | RangersvsRoss County | 1:0 | 2:0 | 1.87 | 1.96 |
| 56 | 04 Oct | St JohnstonevsCeltic | 0:0 | 0:2 | 2.89 | 1.43 |
| 55 | 02 Oct | Dundee UtdvsLivingston | 1:0 | 1:2 | 3.27 | 1.36 |
| 54 | 02 Oct | HibernianvsHamilton | 2:0 | 3:2 | 2.53 | 1.54 |
| 53 | 02 Oct | AberdeenvsSt. Mirren | 0:0 | 2:1 | 3.36 | 1.34 |
| 52 | 27 Sept | CelticvsHibernian | 2:0 | 3:0 | 2.20 | 1.70 |
| 51 | 27 Sept | Ross CountyvsAberdeen | 0:1 | 0:3 | 3.44 | 1.31 |
| 50 | 27 Sept | MotherwellvsRangers | 0:3 | 1:5 | 2.48 | 1.56 |
| 49 | 26 Sept | HamiltonvsDundee Utd | 0:1 | 1:1 | 2.75 | 1.47 |
| 48 | 26 Sept | St. MirrenvsKilmarnock | 0:1 | 0:1 | 3.31 | 1.35 |
| 47 | 26 Sept | LivingstonvsSt Johnstone | 2:0 | 2:0 | 4.04 | 1.24 |
| 46 | 20 Sept | AberdeenvsMotherwell | 0:3 | 0:3 | 3.32 | 1.33 |
| 45 | 20 Sept | HibernianvsRangers | 1:1 | 2:2 | 2.59 | 1.53 |
| 44 | 19 Sept | CelticvsLivingston | 2:1 | 3:2 | 2.45 | 1.56 |
| 43 | 19 Sept | KilmarnockvsHamilton | 1:1 | 2:1 | 2.85 | 1.44 |
| 42 | 19 Sept | St JohnstonevsRoss County | 0:1 | 0:1 | 3.20 | 1.35 |
| 41 | 19 Sept | Dundee UtdvsSt. Mirren | 1:0 | 2:1 | 2.97 | 1.42 |
| 40 | 16 Sept | St. MirrenvsCeltic | 1:2 | 1:2 | 2.02 | 1.81 |
| 39 | 12 Sept | LivingstonvsHamilton | 1:0 | 1:2 | 3.24 | 1.37 |
| 38 | 12 Sept | MotherwellvsSt Johnstone | 1:0 | 1:0 | 3.30 | 1.33 |
| 37 | 12 Sept | RangersvsDundee Utd | 2:0 | 4:0 | 2.29 | 1.65 |
| 36 | 12 Sept | Ross CountyvsCeltic | 0:2 | 0:5 | 2.13 | 1.75 |
| 35 | 12 Sept | St. MirrenvsHibernian | 0:2 | 0:3 | 2.94 | 1.42 |
| 34 | 12 Sept | AberdeenvsKilmarnock | 1:0 | 1:0 | 3.26 | 1.34 |
| 33 | 30 Aug | HibernianvsAberdeen | 0:1 | 0:1 | 3.01 | 1.43 |
| 32 | 30 Aug | CelticvsMotherwell | 1:0 | 3:0 | 2.15 | 1.72 |
| 31 | 29 Aug | HamiltonvsRangers | 0:2 | 0:2 | 2.18 | 1.72 |
| 30 | 29 Aug | KilmarnockvsDundee Utd | 2:0 | 4:0 | 3.01 | 1.43 |
| 29 | 29 Aug | LivingstonvsRoss County | 0:0 | 1:0 | 3.01 | 1.43 |
| 28 | 29 Aug | St JohnstonevsSt. Mirren | 0:0 | 1:0 | 3.01 | 1.43 |
| 27 | 23 Aug | St JohnstonevsHibernian | 0:0 | 0:1 | 3.38 | 1.34 |
| 26 | 23 Aug | AberdeenvsLivingston | 0:0 | 2:1 | 3.01 | 1.43 |
| 25 | 22 Aug | Dundee UtdvsCeltic | 0:0 | 0:1 | 2.43 | 1.60 |
| 24 | 22 Aug | MotherwellvsHamilton | 0:0 | 0:1 | 2.93 | 1.43 |
| 23 | 22 Aug | St. MirrenvsRoss County | 1:0 | 1:1 | 3.40 | 1.34 |
| 22 | 22 Aug | RangersvsKilmarnock | 0:0 | 2:0 | 2.53 | 1.56 |
| 21 | 20 Aug | St JohnstonevsAberdeen | 0:0 | 0:1 | 3.01 | 1.43 |
| 20 | 16 Aug | LivingstonvsRangers | 0:0 | 0:0 | 2.64 | 1.52 |
| 19 | 15 Aug | HibernianvsMotherwell | 0:0 | 0:0 | 3.02 | 1.41 |
| 18 | 15 Aug | KilmarnockvsSt Johnstone | 0:0 | 1:2 | 3.01 | 1.43 |
| 17 | 15 Aug | Ross CountyvsDundee Utd | 1:1 | 1:2 | 3.41 | 1.34 |
| 16 | 15 Aug | HamiltonvsSt. Mirren | 0:1 | 0:1 | 3.01 | 1.43 |
| 15 | 12 Aug | MotherwellvsLivingston | 2:1 | 2:2 | 3.01 | 1.43 |
| 14 | 12 Aug | Ross CountyvsKilmarnock | 1:0 | 2:2 | 3.01 | 1.43 |
| 13 | 12 Aug | RangersvsSt Johnstone | 2:0 | 3:0 | 2.49 | 1.57 |
| 12 | 11 Aug | Dundee UtdvsHibernian | 0:0 | 0:1 | 3.05 | 1.40 |
| 11 | 09 Aug | KilmarnockvsCeltic | 1:1 | 1:1 | 2.25 | 1.69 |
| 10 | 09 Aug | RangersvsSt. Mirren | 1:0 | 3:0 | 2.31 | 1.66 |
| 9 | 08 Aug | LivingstonvsHibernian | 0:3 | 1:4 | 3.28 | 1.36 |
| 8 | 08 Aug | MotherwellvsDundee Utd | 0:0 | 0:1 | 3.36 | 1.35 |
| 7 | 08 Aug | HamiltonvsRoss County | 0:0 | 0:1 | 3.33 | 1.35 |
| 6 | 03 Aug | Ross CountyvsMotherwell | 1:0 | 1:0 | 3.17 | 1.38 |
| 5 | 02 Aug | CelticvsHamilton | 2:1 | 5:1 | 1.79 | 2.04 |
| 4 | 01 Aug | Dundee UtdvsSt Johnstone | 1:0 | 1:1 | 3.01 | 1.43 |
| 3 | 01 Aug | St. MirrenvsLivingston | 1:0 | 1:0 | 3.01 | 1.43 |
| 2 | 01 Aug | HibernianvsKilmarnock | 2:1 | 2:1 | 3.24 | 1.37 |
| 1 | 01 Aug | AberdeenvsRangers | 0:1 | 0:1 | 3.13 | 1.39 |
Statistics from all 198 Premiership matches in the 2020-2021 season: 475 goals in total, an average of 2.4 per match, with the first goal arriving after 31.3 minutes on average.
Half-Time Scoring & Bankroll
65 matches (32.8%) saw two or more goals before the break; 133 (67.2%) had one or none.
Simulation: a £100 starting bankroll with flat stakes on every match (£198 staked in total across the season).
- Over 1.5 HT betting: final balance £94.76 (loss of £5.24), a -2.6% ROI.
- Under 1.5 HT betting: final balance £90.75 (loss of £9.25), a -4.7% ROI.
